In answer to an apartment for rent ad:
Me: So, before I show you this apartment, as the ad specifies, we need three things: good credit, work, and rental histories.
Him: I work. Renovating houses.
Me: Are you self-employed?
Him: No, I work for someone.
Me: OK, then, you'll be able to give me pay stubs...
Him: I work for cash.
Me: How about your credit.
Him: Oh, I have credit. It's pretty bad.
Me: I didn't mean any kind of credit. You need good credit to get through the screening.
Him: Well, I guess this isn't going to happen.
No, I guess it isn't.